**General Liability Insurance**

**Comprehensive coverage for third-party claims of bodily injury, property damage, business furniture/equipment, and personal injury such as slander and libel.**

General Liability Insurance Quote Form

Primary Contact Name

First Name

Last Name

Phone Number

(###)

###

####

Email Address

Enter the full name of your business

Please enter the legal name of your business. The insurance documents will be printed with the business name exactly as you enter it. If the business is a sole proprietorship, enter the owner's name. If the business is registered as a DBA (doing business as), please include that here.

Primary Business Location

Address 1

Address 2

City

State/Province

Zip/Postal Code

Country

In addition to the above primary business location, how many other business locations are you seeking coverage for?

How is your business structured?

Select the option that best describes your business structure.

Approximately when did your business begin?

YYYY

If you purchase a policy, when would you like your coverage to begin?

Please choose a start date that is no later than 60 days from today. You cannot select a date which has already passed.

YYYY

Is this coverage required to satisfy a contract?

Clients, employers and landlords may require proof of General Liability Insurance in order to satisfy a contract. If you select "Yes," we will reach out to make sure coverage adheres to the contract's stipulations.

Does your business perform any design, construction, installation, removal, or physical repair of any property or tangible good?

Please answer "yes," even if only one of the items applies to your business.

Do you or your business supply, manufacture, or distribute any tangible goods or products?

Tangible goods or products don't include any reports, documents, designs or brochures you may produce as part of your services. They do include physical products like computer hardware and equipment.

For the next 12 months, what is your business's expected payroll?

The total payroll amount includes items like salaries, bonuses, commissions, and overtime. Employees include the owners of the business, part-time and temporary staff but not independent contractors.

For the next 12 months, what is your business's expected revenue?

Including yourself, how many full-time, part-time, and temporary employees does your business have? (Do not include subcontractors.)

An employee is someone who works for the business full-time, part-time or under contract, which could be oral or written. This does not include third-party contractors. For information purposes, please include all employees including the owner(s).

Is your business operated out of your home?

Approximately how many square feet does your business occupy at the primary business location?

If you work from home, this would be the square footage of the space used in your home for your business.

General Liability Limits

Desired Aggregate Limit

This is the maximum aggregate amount that will be paid out for damages, claim expenses, and supplemental payments during the policy period.

Desired Per Occurrence Limit

This is the maximum amount that will be paid out for all damages and medical expenses that arise out of any one occurrence. Defense costs incurred in the defense of a lawsuit filed against you will not reduce this limit.

Business Equipment Limits and Deductible

Business Personal Property Limit

This is the amount that covers replacing business equipment with new or like kind equipment. Selecting a limit that is less than 80% of the full replacement cost may limit the ability to recover the full amount of a loss under the policy.

Business Property Deductible

Losses, judgements and settlements incurred may be subject to a deductible. The deductible is the amount you must pay before the carrier will make any payments under the policy.

Coverage Upgrades (additional premium may apply).

Note: Blanket Additional Insured Coverage is included by default at no extra charge.

Include Terrorism Coverage?

Covers losses arising out of certified acts of terrorism as defined by the Terrorism Risk Insurance Act.

Include Hired Auto and Non-Owned Auto Coverage?

Covers your business for bodily injury or property damage claims by someone outside your organization, which arise out of your or your employee driving a rented or non-owned (i.e. your employee's personal car) vehicle for business purposes.

Include Crime Package Coverage

Covers loss of money or damage to covered property caused by theft or dishonest acts by an employee, fraudulent computer transfers, or cyber deception. It also covers theft of clients property by an employee.

Why General Liability Insurance?

Comprehensive Protection: Safeguard your business against third-party claims that could disrupt your operations.
Versatile Coverage: Explore additional protection with a Business Owners Policy (BOP), covering business furniture, equipment, bodily injury, and associated medical costs.
Peace of Mind: Mitigate financial risks associated with unexpected incidents.

Other ways to protect your law practice…

Quick Links